Cookie Protocol
Yard and Paper • London Jurisdiction
Last Updated: 2024
1. Introduction and Scope
This Cookie Protocol explains how Yard and Paper ("we", "us", or "our") uses cookies and similar tracking technologies when you visit our website dedicated to the technical analysis of Canadian credit consulting services. As we operate within the jurisdiction of London, United Kingdom, our use of cookies is strictly governed by the Data Protection Act 2018, the UK GDPR, and the Privacy and Electronic Communications Regulations 2003 (PECR).
By continuing to browse our site, you acknowledge that we may store and access cookies on your device, subject to your expressed preferences. This protocol aims to provide transparency regarding what these technologies are, why we use them, and your rights to control their use.
2. Defining Cookies
Cookies are small text files containing a string of characters that can be placed on your computer or mobile device that uniquely identify your browser or device. They allow a site or services to know if your computer or device has visited that site or service before. Cookies can then be used to help understand how the site or service is being used, help you navigate between pages efficiently, help remember your preferences, and generally improve your browsing experience.
3. Categories of Cookies Used
We classify our cookies into the following technical categories based on their function and purpose:
3.1 Strictly Necessary Cookies
These are essential for the operation of our website. They include, for example, cookies that enable you to log into secure areas or use specific technical assessment tools.
| Cookie Name | Purpose | Duration |
|---|---|---|
| PHPSESSID | Maintains user session state across page requests. | Session |
| __cfduid | Security cookies to identify individual clients behind a shared IP address. | 1 Year |
3.2 Analytical/Performance Cookies
These allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding the technical credit data they are looking for easily.
| Cookie Name | Purpose | Duration |
|---|---|---|
| _ga | Google Analytics: Distinguishes unique users for traffic reporting. | 2 Years |
| _gid | Google Analytics: Stores and updates a unique value for each page visited. | 24 Hours |
3.3 Marketing and Targeting Cookies
These cookies record your visit to our website, the pages you have visited and the links you have followed. We use this information to make our website and the advertising displayed on it more relevant to your interests regarding Canadian financial regulations.
| Cookie Name | Purpose | Duration |
|---|---|---|
| _fbp | Used by Facebook to deliver advertisement products. | 3 Months |
4. Legal Basis for Processing
Under the UK GDPR and PECR, we require your informed consent to use any cookies that are not "strictly necessary."
- Strictly Necessary: Processed based on our legitimate interest in providing a functional website.
- Analytical & Marketing: Processed only if you have provided explicit consent via our cookie banner.
5. Managing Your Preferences
You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. The Cookie Consent Manager allows you to select which categories of cookies you accept or reject.
Additionally, most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set, visit www.aboutcookies.org or www.allaboutcookies.org.
6. Third-Party Cookies
In some special cases, we also use cookies provided by trusted third parties. The following section details which third-party cookies you might encounter through this site.
This site uses Google Analytics which is one of the most widespread and trusted analytics solutions on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content regarding credit score impacts and regulatory oversight.
7. Contact Information
If you have any questions about our use of cookies or other technologies, please contact the Yard and Paper Data Protection Officer at:
Yard and Paper Legal Dept.
Address: 152-160 City Road, London EC1V 2NX
Email:
Phone: +1 (710) 735-3753